Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. PurchaseFixed Rate ConventionalInterest Rate and payments remain the same for the entire term of the loan. FHAAn FHA loan provides a government-insured loan with flexible loan options. VAVA Loans offer flexible options as either fixed-rate or ARM mortgages. BridgeShort term loans to used to bridge a purchase and a sale. USDAPurchase a home with no money down in certain rural and suburban areas. JumboJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerPopular loan programs for first time home buyers. Hard Money Short-term, non-conforming loan for commercial or investment properties. Investment PropertyMortgage loan programs for vacation and investment properties. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash Out RefinanceYou could pay off those high-interest debts by refinancing to a lower rate.