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0
Year Fixed Conv. Loan

5.50% | 5.643% APR

Fixed Rate.  1.023% charge.

0
Year Fixed Conv. Loan

4.75% | 4.956% APR

Shorter Term Fixed Rate.  .813% charge

0
Year Fixed Conv. Investment/2nd home

6.50% | 6.617% APR

Fixed Rate.  .922% charge

0
Year Fixed FHA Loan

5.239% | 5.287% APR

Fixed 30 Year Rate.  No points.

0
Year Fixed VA Loan

5.358% | 5.407% APR

Low fixed rate benefit for members of the military.

Rates current as of 02/6/2023 at 8:42 AM

Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice

For 30 yr fixed rate mortgage:

APR calculation for a 30 year fixed rate purchase mortgage assumes a 740 credit score, a single-family, owner-occupied primary residence located in Utah; a 20% down payment and a loan amount of $400,000, with a 15-day lock period.

For 30 yr fixed rate mortgage/Investment or 2nd home:

APR calculation for a 30 year fixed rate purchase mortgage assumes a 740 credit score, a single-family, non-owner occupied residence located in Utah; a 25% down payment and a loan amount of $726,200 with a 15-day lock period.

For 30 yr fixed rate FHA mortgage:

APR calculation for a 30 year fixed rate FHA purchase mortgage assumes a 740 credit score, a single-family, owner-occupied primary residence located in Utah; a 3.5% down payment and a base loan amount of $472,030, with a 15-day lock period.

For 30 yr fixed rate VA mortgage:

APR calculation for a 30 fixed rate VA purchase mortgage assumes a 740 credit score, a single-family, owner-occupied primary residence located in Utah; a 0% down payment and a base loan amount of $726,200, with a 30-day lock period. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.

For 15 yr fixed rate mortgage:

APR calculation for a 15 year fixed rate purchase mortgage assumes a 740 credit score, a single-family, owner-occupied primary residence located in Utah; a 20% down payment and a loan amount of $400,000, with a 15-day lock period.

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