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Year Fixed Conv. Loan

5.99%| 6.126% APR

Fixed Rate:  1.1 Points.

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Year Fixed Conv. Loan

6.355% | 6.389% APR

Fixed Rate:  No Points.

0
Year Fixed FHA Loan

5.5% | 5.981% APR

Fixed Rate:  1.04 Points.

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Conforming Investment/2nd home

6.99% | 7.13% APR

Fixed Rate:  1.059 Points.

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Year Fixed Jumbo

6.25% | 6.34% APR

Fixed Rate:  .82 Points.

Rates current as of 3/11/2024 at 9:45 AM MST

2024 New Loans Amounts:  $766,550 for one-unit conventional loans and VA (increased from $726,200 in 2023).  $1,149,825 for one-unit loans in high-cost counties (increased from $1,089,300 in 2023).

  • Calculations based on a purchase transaction of a single-family, detached, owner-occupied primary residence. A loan-to-value of 75%, a minimum FICO score of 740, loan term of 360 & 180 months and a loan amount of $766,550 for conforming loans.
  • Calculations based a purchase transaction of a single-family, detached, investment property.  A loan-to-value of 75%, a minimum FICO score of 740, a loan term of 360 months, and a loan amount of $766,550 for conforming loans.
  • Calculations based a purchase transaction of a single-family, detached with FHA financing.  A loan-to-value of 96.5%, a minimum FICO score of 640, a loan term of 360 months, and a loan amount of $619,850.
  • Calculations based on a purchase transaction of a single-family, detached, owner-occupied primary residence. A loan-to-value of 60%, a minimum FICO score of 760, loan term of 360 months and a loan amount of $1,200,000.
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